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What is private medical insurance?

Premium health insurance. Private medical insurance is available for individuals and families, it's an insurance policy that will pay for covered medical expenses incurred from private treatment. With health insurance you get premium health service, you do not get stuck in months-long National Health Service (NHS) waiting lists and in some cases you'll get access to new, expensive treatments and drugs that aren't available on the budget-strained NHS. Private health cover is an annual insurance policy, which can be paid in installments. This insurance typically does not cover dental work, optical work, pre-existing conditions (with some exceptions), nor medical expenses incurred abroad.

More choice and higher flexibility. A private insurance policy ensures you get the opportunity to choose between hospitals, consultants and specialists. Besides eliminating waiting lists, private insurance also offers more flexibility to be treated at a time that's convenient to you, including evening and weekend slots.

Extra comfort. Medical insurance also offers a greater level of comfort. NHS hospitals will offer basic beds in rooms you may need to share with many people, while private treatment may include a hotel-like experience with more luxurious, quiet private rooms and a more varied, a la carte menu. On top of that, you also get unrestricted visiting hours so friends and family can stay as long as they want. Apply now for a free health insurance quote and discover how affordable it can be.

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Title	MrMissMrsMs
First name
Last name
Date of birth	D 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 M Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Y 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903 1902 1901 1900
Do you smoke?	No  Yes
Email
Main Phone
2nd Phone
House Name/Number
Street
Postcode
Do you currently have medical insurance?	No Yes, paid by me Yes, paid by company
Cover required for	Myself Myself and my partner
Number of people on the policy?	Just myself 2 people 3 people 4 people 5+ people